316 Business Savings Account
Grow Your Reserves and Strengthen Your Purpose
Your business savings should do more than sit on the sidelines. 316 Business Savings offers a 4.00% annual percentage yield (APY*) with no monthly fees or transaction limits—so your reserves can grow while staying accessible.
It’s a smarter way to prepare for what’s next.
Account Features
Accounts are opened through Primis Bank, which powers the 316 Financial experience behind the scenes.
Earn 4.00% APY
No monthly account or maintenance fees
No overdraft fees
No item or transaction fees—unlimited transactions
Free incoming wires and cashier’s checks
Refund of all originating wire fees
Business Account Features
Access to Business Insights tools for:
Tracking savings growth
Forecasting cash needs
Monitoring reserves over time
Save With Clarity. Plan With Confidence.
Backed by purpose
We tithe 10% of profits to causes that uplift communities and reflect His teachings.
No monthly fees. No hoops.
We’re committed to a banking experience built around you—not the other way around.
Digital-first, always accessible
Manage everything securely, from anywhere, with ease.
Always here for you
Our care team is available 24/7—because we’re serious about showing up.
Info to Know
Info to Know
Banking services are provided by 316 Financial, a division of Primis Bank, Member FDIC. Deposits at 316 Financial, Primis Bank, and any of its divisions, brands or affiliates are aggregated to determine FDIC insurance coverage.
Deposit Accounts
Deposit accounts can be opened with as little as $1. These accounts are available online only and are not offered in Puerto Rico or other U.S. territories.
Fees
We don’t charge fees for account maintenance, overdrafts, or stop payments—no surprises, just honest banking. While we aim to be fee-free, some services, like remote online notary, may have a cost. See our Fee Guide for more information.
Interest and Rates
*APY = Annual Percentage Yield. No minimum balance is required to earn interest. Rates are accurate as of January 13, 2026, and may change at any time. Fees, if applicable, may reduce earnings.