316 Financial + Primis Bank
Home Loans Built With Purpose
Your home is one of the most meaningful investments you’ll ever make and at 316 Financial, we believe the process should reflect integrity, compassion, and confidence.
That’s why 316 Financial is proud to partner with Primis Mortgage Company. Together, we’re helping families and individuals finance their homes with care and purpose. 316 Financial is not a mortgage lender. All mortgage loans are made by Primis Mortgage Company.
Why Use Primis Mortgage Company for Your Mortgage?
316 Financial is a division of Primis Bank and Primis Mortgage Company is a wholly owned subsidiary of Primis Bank. You get the same core values, common leadership, and integrity.
Mortgage Solutions for Every Stage
First-Time Homebuyers: Start your homeownership journey with confidence.
Refinancing: Explore opportunities to adjust your current mortgage.
Purchasing Your Forever Home: Find a space that supports your family’s future.
How It Works
Speak with a Mortgage Specialist
What is the minimum down payment needed to buy a home?
In general, down payment requirements may vary by program and state. Speak with a mortgage specialist for further guidance.
How much do I qualify for?
Applicants qualify for different amounts of financing depending on a variety of factors including personal credit score/history, debt-to-income ratios, etc. To determine what you may qualify for, please speak with a mortgage specialist.
Will applying for a mortgage affect my credit?
Under certain circumstances, a mortgage specialist may be able to utilize a soft credit pull to preliminarily advise you as to what you may qualify for prior to a full underwriting review and hard inquiry. A soft inquiry may not affect your credit score, but a hard inquiry may affect your credit score
Who will be the lender on my mortgage?
Primis Mortgage will be the lender on your loan. 316 Financial is a division of Primis Bank and Primis Mortgage Company is a subsidiary of Primis Bank.
Info to Know
All applicants are welcome. 316 Financial and Primis Mortgage Company do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, or any other protected category.
Primis Mortgage Company (“Primis Mortgage”) is a subsidiary of Primis Bank, a Member FDIC. Primis Mortgage NMLS #1894879 | AL #23183 | BK #1042893 | ML #1894879 | #41DBO-166162 Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act (www.nmlsconsumeraccess.org). For additional licensing and state license information click here. As always, all loans are subject to credit approval and product guidelines. Other terms and conditions may apply.
Any mortgage information is from Primis Mortgage. Mortgage applications can only be submitted in those states that Primis Mortgage is approved to lend. 316 Financial is not a mortgage lender in any transaction and does not make mortgage loans, mortgage loan commitments or lock-rates related to mortgage loans. All credit decisions for mortgage loans are the responsibility of Primis Mortgage. Neither Primis Mortgage nor 316 Financial guarantee that Primis Mortgage will make you a conditional loan offer and nothing should be considered a commitment to lend. 316 Financial is a division of Primis Bank and Primis Mortgage Company is a subsidiary of Primis Bank. 316 Financial is FDIC insured but mortgage loans by Primis Mortgage are not insured by the FDIC.
