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316 Financial: Banking Uplifted Discover a better way to bank. 316 Financial delivers tech-forward technology paired with faith-based values. 316 FINANCIAL IS Banking Uplifted Rooted in Christian values, we’re offering a better way to bank. Open an Account Recognized By Play Video 316 Financial: The Bank That Tithes 316 Financial: The Bank That Tithes It’s true—we donate 10% of our profits to causes that create lasting impact and reflect His teachings. It’s also true that we do this without cutting corners on rewards and service for you. We know that’s not what most banks do, and that’s exactly why we do it. Watch our video to learn more. Watch Our Video Now Available 316 Business Banking Is Here 316 Business Interest Checking Designed for higher balances—earn more interest without added fees. 316 Business Rewards Checking Earn rewards on everyday business purchases. 316 Business Savings Save with purpose—earn interest, enjoy no fees, and access smart financial tools. 316 Ministry Checking Built for churches, ministries, and nonprofits, 316 Ministry Checking aligns your finances with your mission—so every dollar can go further. WHO WE ARE Not Business as Usual It’s time to align your faith and your finances. You choose your church, your charities, your friends, and even your radio station, based on your beliefs—so why not your bank? Unlike traditional banks driven by corporate interests, we’re guided by faith, purpose, and values that shape everything we do. Our Values A Mission-Driven Bank Banking With Purpose Tithing and charitable giving have declined for decades—even as the need has never been greater. So, we asked: what if a bank could help change that? That’s why 316 Financial tithes 10% of our profits to support causes that spread hope, faith, and reflect His teachings. Be part of something bigger. Open your account today and turn everyday banking into a force for good. Get Started Community Uplifted We’re dedicated to keeping love and hope at the center of everything we do. A Safe Place Partnering with A Safe Place, volunteers helped provide support and resources to trafficking survivors. Hope In Every Page Spreading hope, one book at a time! Our volunteers donated books to Children's Hospital of Richmond at VCU. Supporting Ministry Leaders Conversations with church and ministry leaders at the Christian Stewardship Network Forum, exploring how we can better serve those helping others steward what God has entrusted to them. Info to Know Deposit AccountsDeposit accounts can be opened with as little as $1. These accounts are available online only and are not offered in Puerto Rico or other U.S. territories. Fees for ATM transactions at foreign (non-Primis) will be refunded to your account the business day your statement cycle ends.Interest and RatesAPY = Annual Percentage Yield. No minimum balance is required to earn interest. Rates are accurate as of December 1, 2025, and may change at any time. Fees, if applicable, may reduce earnings.
316 Financial Launches Business Banking Accounts for Values-Driven Organizations
316 Financial Launches Business Banking Accounts 316 Financial has announced the launch of its new suite of business banking accounts, expanding its mission to serve individuals, families, churches, and more. 316 Financial Launches Business Banking Accounts for Values-Driven Organizations Author: 316 Financial | Published: Wednesday, February 5, 2025 316 Financial has announced the launch of its new suite of business banking accounts, expanding its mission to serve individuals, families, churches, and organizations that want their financial decisions to reflect their values.Since its founding, 316 Financial has focused on combining competitive banking services with a commitment to generosity, including its practice of tithing 10% of their profits to charitable causes. With the introduction of business accounts, the organization is now extending that same approach to entrepreneurs, ministries, and nonprofits.“Many business owners and ministry leaders have told us they want a banking relationship that aligns with their values without sacrificing great service or strong financial tools,” said Paige Whitaker, Brand Growth & Partnerships Manager. “These new accounts are designed to give businesses the same competitive banking experience our personal customers enjoy—while staying true to the principles that define 316 Financial.”The new business banking lineup includes several account options designed to meet different organizational needs:316 Business Rewards Checking, which offers 1% cash back on all debit card purchases, providing a simple way for businesses to earn while managing everyday expenses.316 Business Interest Checking, designed for businesses that maintain higher balances and want to earn interest on their operating funds while maintaining full flexibility.316 Ministry Checking, created specifically for churches, ministries, and nonprofit organizations seeking value-based banking with competitive interest and straightforward account management.316 Business Savings, a high-yield savings option designed to help organizations grow their reserves while maintaining access to their funds.All accounts include features designed to simplify financial management, such as no monthly maintenance fees, no overdraft fees, free ATM access nationwide, free incoming wires, and robust business insights tools that provide cash-flow analytics, spending breakdowns, and performance tracking.Business accounts are offered by 316 Financial, a division of Primis Bank, and are opened and maintained through Primis Bank, Member FDIC.The launch reflects growing interest among business owners and ministry leaders who want to align their banking relationships with their values while still benefiting from modern digital banking and competitive rates.“Whether it’s a small business owner, a growing company, or a local church, we want to make it easier for organizations to manage their finances responsibly and confidently,” Whitaker said. “Our goal is to provide excellent banking while continuing the same spirit of generosity and service our customers have come to expect.”Business owners, ministries, and nonprofit leaders interested in learning more about 316 Financial’s new business accounts can visit bank316.com for additional information.### About 316 Financial 316 Financial is a values-driven digital bank committed to providing competitive financial products while encouraging responsible money management and generosity. As a division of Primis Bank, 316 Financial serves individuals, families, churches, nonprofits, and now businesses seeking banking solutions that align with their values. Deposits at 316 Financial, Primis Bank, and any of its divisions, brands, or affiliates are aggregated to determine FDIC Insurance coverage. Deposit accounts can be opened with as little as $1. Share on Related Articles Budget-Friendly Egg Decorating Ideas (Without Breaking the Bank) Easter egg decorating doesn’t have to cost a fortune—especially with egg prices higher than ever. Here are a few creative and affordable ways to keep the tradition going without cracking your budget.Try “Eggstra” Materials Skip pricey eggs and decorate reusable alternatives like foam, wood, or plastic eggs from craft stores. They’re inexpensive, mess-free, and you can save them for next year. Even paper cutouts shaped like eggs can be a fun, budget-friendly way to get the family involved.Paint Potatoes Instead No, it’s not a joke—painting potatoes is actually catching on as a cheap and sturdy alternative to real eggs. They’re easier for little hands to decorate and cost less per dozen. Plus, you can cook them later to avoid waste.Edible Egg Alternatives Get creative with treats that double as decor. Mold Rice Krispies Treats into egg shapes or make Jell-O eggs in fun colors. They’re easy, affordable, and a hit with kids.DIY Dyes and Decor Forget the expensive dye kits. Make your own with items like coffee, tea, turmeric, or even beets for natural colors. Decorating with markers, stickers, or yarn is also an inexpensive way to keep things festive.Skip the Eggs Altogether If you want to avoid eggs entirely, try making salt-dough ornaments in egg shapes and let the kids paint them. They’re cheap to make and double as keepsakes to hang up next year.Remember, the eggs are fun—but Easter is about so much more. It's a time to reflect on hope, faith, and the promises that matter most. Happy Easter! Read Article Understanding FDIC Coverage: What It Means for Your Money At 316 Financial, trust and security are non-negotiable. Banking services are provided by 316 Financial, a division of Primis Bank, Member FDIC—ensuring your eligible deposits are protected up to FDIC limits. But what exactly does FDIC insurance cover, and how does it work for you?What is FDIC Coverage?FDIC insurance is a government-backed protection that ensures your money is safe if an FDIC-insured bank ever fails. It gives you peace of mind by safeguarding your deposits up to a specific limit, no matter what happens in the financial world.Key Benefits of FDIC Insurance:Covers up to $250,000 per depositor, per ownership category, per FDIC-insured bank Whether you have one or more deposit accounts, your funds are protected up to the insured limit.Protects multiple types of accounts FDIC coverage applies to checking accounts, savings accounts, money market deposit accounts, and certificates of deposit.Guaranteed by the U.S. government Your deposit accounts are backed by the full faith and credit of the U.S. government.No cost to you FDIC insurance is automatically applied to your eligible accounts—no need to sign up or pay extra.How FDIC Coverage Works at 316 Financial316 Financial is a division of Primis Bank, Member FDIC. Your eligible accounts are covered through Primis Bank as an FDIC-insured institution. This means your 316 Financial deposits receive the same level of protection you'd expect from any major financial institution.Important Things to Know:Your deposits are insured up to $250,000 per depositor, per ownership category at Primis Bank.You don’t need to do anything extra—your coverage is automatic.FDIC insurance covers funds in deposit accounts only, not investments like stocks, insurance or crypto assets.FDIC insurance offers peace of mind, so you can focus on what matters most—growing your money and making a meaningful impact. Banking with 316 Financial means you’re not only supporting causes that uplift communities, but your deposit accounts are also backed by the trusted security of FDIC insurance. It’s just another way we’re committed to providing a better banking experience—one that’s both purpose-driven and protected.Want to learn more? Visit the official FDIC website for detailed information and tools to calculate your coverage. Read Article Get Paid Faster with Direct Deposit In today’s fast-paced world, managing finances efficiently is essential, and one simple yet impactful way to do so is by setting up direct deposit for your bank account. Direct deposit is a secure, convenient, and reliable method of receiving payments, whether from your employer, government benefits, or other sources. How Do I Set Up Direct Deposit? Log in to online banking.Follow our Pinwheel guide to set up direct deposit in just a few clicks. That’s it – easy as 1-2-3.Prefer Paperwork?Download our direct deposit form.Fill out the form with your specific information.Talk to your employer or person that pays you. They may need additional paperwork or a voided check to complete the process. Why Should I Set Up Direct Deposit? One of the biggest benefits is convenience. With direct deposit, you don't have to worry about going to the bank or waiting in line to deposit your paycheck. You can also get paid up to two days early! Once we’re notified of an upcoming direct deposit, we’ll go ahead and credit your account, up to two days early. This means faster access to your funds and less hassle. Security is another significant advantage. Direct deposit eliminates the risk of losing a paper check, reducing the chances of theft or misplacement. It’s also more environmentally friendly since it cuts down on paper use. Additionally, direct deposit can help you avoid late payments. With automatic deposits, you never have to worry about forgetting to deposit your paycheck, ensuring bills are paid on time. Many banks even offer early access to your funds with direct deposit, letting you access your money sooner than waiting for a traditional check. Lastly, setting up direct deposit can lead to better financial organization. When payments are automatically deposited, it's easier to track your income and spending, making budgeting and managing your finances simpler. Overall, setting up direct deposit can save you time, offer peace of mind, and help you stay on top of your financial game. It's a win for everyone! Read Article
316 Business Savings
316 Financial Business Savings 316 Business Savings Account Grow Your Reserves and Strengthen Your Purpose Your business savings should do more than sit on the sidelines. 316 Business Savings offers a 4.00% annual percentage yield (APY*) with no monthly fees or transaction limits—so your reserves can grow while staying accessible.It’s a smarter way to prepare for what’s next. Get Started Account FeaturesAccounts are opened through Primis Bank, which powers the 316 Financial experience behind the scenes. Earn 4.00% APY No monthly account or maintenance fees No overdraft fees No item or transaction fees—unlimited transactions Free incoming wires and cashier’s checks Refund of all originating wire fees Business Account FeaturesAccess to Business Insights tools for: Tracking savings growth Forecasting cash needs Monitoring reserves over time Save With Clarity. Plan With Confidence. Backed by purposeWe tithe 10% of profits to causes that uplift communities and reflect His teachings.No monthly fees. No hoops.We’re committed to a banking experience built around you—not the other way around.Digital-first, always accessibleManage everything securely, from anywhere, with ease.Always here for youOur care team is available 24/7—because we’re serious about showing up. Get Started Info to Know Banking services are provided by 316 Financial, a division of Primis Bank, Member FDIC. Deposits at 316 Financial, Primis Bank, and any of its divisions, brands or affiliates are aggregated to determine FDIC insurance coverage.Deposit AccountsDeposit accounts can be opened with as little as $1. These accounts are available online only and are not offered in Puerto Rico or other U.S. territories. FeesWe don’t charge fees for account maintenance, overdrafts, or stop payments—no surprises, just honest banking. While we aim to be fee-free, some services, like remote online notary, may have a cost. See our Fee Guide for more information.Interest and Rates*APY = Annual Percentage Yield. No minimum balance is required to earn interest. Rates are accurate as of January 13, 2026, and may change at any time. Fees, if applicable, may reduce earnings.