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316 Financial, a division of Primis Bank, deposit products: FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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316 Financial Ministry Checking

316 Ministry Checking 316 Ministry Checking Account Where Stewardship Meets Strength Designed specifically for churches, ministries, and nonprofit organizations, 316 Ministry Checking helps you manage resources wisely while earning 2.50% annual percentage yield (APY*).When your finances are aligned with your mission, every dollar can go further.You will see Primis Bank mentioned during account opening or in online banking. That’s expected—316 Financial is a division of Primis Bank, which powers the experience behind the scenes. Get Started Account FeaturesAccounts are opened through Primis Bank, which powers the 316 Financial experience behind the scenes. Earn 2.50% APY No monthly account or maintenance fees No overdraft or item fees Free ATM access, nationwide. We refund fees at the end of each statement cycle. Free incoming wires and cashier’s checks Refund of all originating wire fees Business Account FeaturesAccess to Business Insights tools to monitor: Giving activity Spending patterns Cash flow and reserves Built for Ministries of All Sizes Who is this account for?Churches, Ministries, Nonprofit organizations, and Verified 501(c)(3) organizations (subject to review).Rooted in Christian valuesWe tithe 10% of profits to causes that uplift communities and advance the Gospel.FDIC-insured and fully digitalSafe, secure, and easy to manage—anytime, anywhere.Real people, ready to helpYou’ll get 24/7 support from our dedicated team. No bots. No runaround. Get Started The 316 Purpose Partner Program We’ve developed a unique checking account for churches that want to take giving further. When members of your congregation open accounts with 316, your church could receive a quarterly donation based on the total balances held.It’s a way to turn everyday banking into lasting support for your mission—with no extra effort or expense for your members. Learn More Info to Know Banking services are provided by 316 Financial, a division of Primis Bank, Member FDIC. Deposits at 316 Financial, Primis Bank, and any of its divisions, brands or affiliates are aggregated to determine FDIC insurance coverage.Deposit AccountsDeposit accounts can be opened with as little as $1. These accounts are available online only and are not offered in Puerto Rico or other U.S. territories. Fees for ATM transactions will be refunded to your account the business day your statement cycle ends.FeesWe don’t charge fees for account maintenance, overdrafts, or stop payments—no surprises, just honest banking. While we aim to be fee-free, some services, like remote online notary, may have a cost. See our Fee Guide for more information.Interest and Rates*APY = Annual Percentage Yield. No minimum balance is required to earn interest. Rates are accurate as of January 13, 2026, and may change at any time. Fees, if applicable, may reduce earnings.

316 Rewards Checking Account

Rewards Checking Account: Earn 1.00% Cash Back on Purchases Open a 316 Rewards Checking account to enjoy no monthly fees, 1.00% cash back on your everyday debit purchases, free ATM access, and real rewards. 316 Rewards Checking Account Rewards meet Purpose No monthly fees. Real rewards. Lasting impact. Open an Account No account fees 1.00% cash back on your everyday debit card purchases Early direct deposit Free ATM access, nationwide. We refund fees at the end of each statement cycle. No overdraft fees FDIC-insured 24/7 care from real people Free credit monitoring tools Free starter pack of 316 checks Free cashier’s checks Free & Refunded Wires Advanced Fraud Protection Open Account WHY 316 FINANCIAL? We’re a bank with a greater purpose. You choose your church, your charities, your friends—even your radio station—based on your beliefs and values. Why should your bank be any different? At 316 Financial, we tithe 10% of our profits to causes that uplift communities and create lasting impact, all while delivering the rewards and service you deserve. We’re not like other banks—and that’s on purpose. Our Purpose FAQs BUILT FOR YOUR PROTECTION Security & Peace of Mind With advanced fraud prevention and free credit monitoring tools, you’re protected by cutting-edge systems that keep your money and personal information safe—so you can bank with confidence. A Perfect Pair Grow More with Savings Pair your 316 Rewards Checking with a high-yield savings account that earns an impressive 4.05% annual percentage yield* (APY)—helping you grow your money while keeping everything connected in one easy place.  Learn More Info to Know Deposit AccountsDeposit accounts can be opened with as little as $1. These accounts are available online only and are not offered in Puerto Rico or other U.S. territories. Fees for ATM transactions will be refunded to your account the business day your statement cycle ends.RewardsRewards apply to all debit card purchases, but do not include ATM transactions. FeesWe don’t charge fees for account maintenance, overdrafts, or stop payments—no surprises, just honest banking. While we aim to be fee-free, some services, like remote online notary, may have a cost. See our Fee Guide for more information.