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Your friend thinks you’ll love banking here.
It's more than banking. It's banking that tithes.
Your Friend Invited You
Banking with Purpose (and Great Perks)
Your friend thought you’d love what we’re doing at 316 Financial—where every account helps uplift hope, love, and generosity.
We tithe 10% of profits, so your everyday banking becomes part of something bigger.
And with accounts that offer 4.05% APY*(annual percentage yield) on savings, no minimums, no fees, and 24/7 care from real people, you don’t have to choose between doing good and getting great value.
When you open your account and reach a balance of $2,500 within 60 days, your friend gets a $100 thank you. Doing good—and helping your friend do good—has never been easier.
Info to Know
Deposit Accounts
Deposit accounts can be opened with as little as $1. These accounts are available online only and are not offered in Puerto Rico or other U.S. territories. Fees for ATM transactions at foreign (non-Primis) will be refunded to your account the business day your statement cycle ends.
Interest and Rates
APY = Annual Percentage Yield. No minimum balance is required to earn interest. Rates are accurate as of December 1, 2025, and may change at any time. Fees, if applicable, may reduce earnings.
By participating in this referral program, you authorize 316 Financial to inform your referrer whether you opened a qualifying account. No other information about your account will be shared. Click to read the full referral program guidelines.